You've got questions, we've got answers
How to determine your price range
Everything you need to confidently buy your new home
What you need to know
Find trusted vendors in your area
Find utility information for your area
Send an email with a link to
980 S State Street, Elgin, IL 60123.
An exceptional combination of character, space and flexibility awaits at 980 S State Street! Situated on approximately three-quarters of an acre, this distinctive all-brick home offers an expansive yard, timeless architectural details and an oversized detached three-car garage featuring a full walk-up second level! Inside, the home features an inviting family room with a stone fireplace, built-in cabinetry and arched entryway. The updated kitchen offers granite countertops, cherry cabinetry and stainless steel appliances, complemented by separate dining, living and flex spaces! A convenient main-level bedroom with a private bathroom provides additional flexibility, while the spacious upstairs primary suite offers access to a private elevated deck. The finished basement adds recreation space, a wet bar and an additional full bathroom! Outside, enjoy a generous yard, stone patio and substantial garage space ideal for vehicle storage, hobbies or workshop use. Convenient access to major roadways, shopping and nearby commuter transportation adds everyday practicality! A distinctive opportunity for buyers seeking the charm of an established residence with the space and versatility rarely found on a residential lot of this size. Property is being sold as-is!
MLS ID: 12780894
Shown By
Shown By
Contact an agent to learn more about
980 S State Street, Elgin, IL 60123.

Call or Click to get Pre-Approved!
563-441-1862
toll free 866-441-1862
Customize Your Rate
| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $414,900 | $414,900 | $414,900 |
| Down Payment | $82,980 | $14,522 | $103,725 |
| Monthly Mortgage Amount | $2,236 | $2,745 | $2,732 |
| Taxes | $577 | $577 | $577 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $183 | $0 |
| Monthly Estimated Total | $2,934 | $3,626 | $3,430 |
If the email address was found in our system, your password has been sent. Please check your inbox.
Back to Login