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406 N Oak Lane Dixon, IL 61021 • Residential - Single Family • Active

New - 3 Hours Ago
  • 406 N Oak Lane, Dixon, IL 61021 Main Photo

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Description

Enjoy full lake views from this home, featuring a front porch overlooking the water. Take in the beautiful views and open landscape, with protected land in front of the home preserving the scenic setting. Inside, you'll find wood floors, a wood-burning fireplace, and a kitchen with an electric range, dishwasher, and refrigerator. The primary bedroom includes a private bathroom with a shower, along with access to a four-season room and office. These additional spaces, along with the walkout basement, offer potential for additional bedrooms or flexible living space. The basement also includes a half bathroom and additional space ready for your finishing ideas. The main bathroom has been nicely renovated. Outside, the fully fenced yard features a fishpond, and the two-car garage provides additional storage. Gutter shields are installed. Updates include a furnace from 2018 and a washer and dryer from 2020. The roof is 14 years old. The original septic system was pumped four years ago. The build year is currently unknown. With lake views, a scenic setting, existing updates, and room to expand, this property offers plenty of potential to make it your own.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,950
Garage Size: 2
School District: Dixon Unified 170

General Information

Bedrooms: 2
Bathrooms: 3
Sqft: 1,950
County: Ogle
Listed By:
Keller Williams Realty Signature
Rockford Board of Realtors

Room Information

Bedroom 1: 13.4 X 11.7 Level - Main
Bedroom 2: 13.3 X 11.6 Level - Main
Kitchen: 11.6 X 8.7 Level - Main
Living Room: 23.4 X 12.5 Level - Main
$279,000
Est. $1,992/mo
2beds
3baths
1,950sqft
2cars
New to the Market Active
BEDS2 BATHS2 full 1 partial SQUARE FEET1,950 MLS#202606500
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLDixon Unified 170

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406 N Oak Lane, Dixon, IL 61021.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $279,000$279,000$279,000
Down Payment $55,800$9,765$69,750
Monthly Mortgage Amount $1,504$1,846$1,837
Taxes $388$388$388
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$123$0
Monthly Estimated Total $1,992$2,457$2,325

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About this area

Illinois/Dixon
Dixon

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About Dixon

Dixon, IL is a historic city along the Rock River that blends small-town charm with a vibrant community spirit. The city offers a strong mix of cultural, recreational, and educational opportunities. Residents enjoy a variety of local shops, restaurants, and events, as well as outdoor activities such as boating, fishing, and biking along scenic riverfront trails. Its historic downtown, paired with modern conveniences, creates a balanced environment that appeals to both families and professionals.

Once home to Ronald Reagan as a child, Dixon has kept its history alive with celebrations and preservation. Situated along two banks of the Rock River, this historic and charming little community filled with classic brick structures lining its downtown district offers residents a quiet place to settle without sacrificing great dining and shopping.

Art lovers relish in the local galleries, community art fairs and year-round performances at the art center. A particular favorite is the Gardentstock Arts & Music Fest where local artists feature their work, and local musicians entertain throughout the day and night. This little community is well known for its festivals, bringing in visitors from surrounding communities as far as two hours away. Fourth of July fireworks wow the residents, the Petunia Festival spreads beauty throughout the downtown streets, and the fall Scarecrow Festival delights all.

The real estate market in Dixon is diverse and inviting. Buyers will find an array of housing options ranging from classic single-family homes on tree-lined streets to newer construction with updated layouts and amenities. Historic properties, some with unique architectural character, are also available and reflect the city’s long-established roots. For those seeking more space, country homes and properties with acreage can be found just outside the city, offering privacy while keeping local amenities close at hand.

Affordability is a major advantage in the local housing market, making it an appealing choice for first-time homebuyers, retirees, and investors. The community’s steady growth, along with its convenient location within Northern Illinois, ensures that housing retains long-term value. With its strong sense of community, accessible lifestyle, and variety of real estate options, Dixon offers an excellent balance of small-town living and opportunity, making it a desirable place to call home.

If you are ready to start your home buying or selling journey, browse the latest real estate listings in Dixon, IL. You can also contact us—we are here to help!

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 10/13/2026. The listing information on this page last changed on 10/13/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 10/13/2026 3:01:08 PM EST) or MRED MLS (last updated Tue 10/13/2026 2:57:04 PM EST) or SCWMLS (last updated Tue 10/13/2026 3:00:37 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 10/13/2026 2:03:41 PM EST) or Cedar Rapids MLS (last updated Tue 10/13/2026 2:59:22 PM EST) or NEIRBR MLS (last updated Tue 10/13/2026 2:59:20 PM EST) or ICAAR MLS (last updated Tue 10/13/2026 2:58:12 PM EST) or ECIMLS (last updated Tue 10/13/2026 2:44:39 PM EST) or RMLSA (last updated Tue 10/13/2026 2:51:05 PM EST) or Muscatine MLS (last updated Tue 10/13/2026 3:00:21 PM EST) or No Coast MLS (last updated Tue 10/13/2026 2:55:11 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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