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3819 Latham Street , Rockford, IL 61103.
Located in northwest Rockford, this ranch-style home offers 2 bedrooms and 1 full bathroom, with the potential to convert back to its original 3-bedroom layout. Laminate flooring runs throughout most of the home, with LVP flooring in the kitchen, which features newer cabinets and granite countertops. The renovated bathroom includes a shower, and the hallway offers several closets for additional storage. The furnace and A/C were replaced in 2018, the water heater in 2023, and the roof and siding have been updated within the last 10 years. Enjoy the fully fenced backyard with a beautiful garden, apple and pear trees, okra and other plants, plus a garden shed for storage. A 3-season sunroom provides additional space to relax and enjoy the backyard. An attached 1-car garage completes the home.
MLS ID: 12782769
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3819 Latham Street , Rockford, IL 61103.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $170,000 | $170,000 | $170,000 |
| Down Payment | $34,000 | $5,950 | $42,500 |
| Monthly Mortgage Amount | $916 | $1,125 | $1,119 |
| Taxes | $237 | $237 | $237 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $75 | $0 |
| Monthly Estimated Total | $1,253 | $1,537 | $1,456 |
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